Piedras Blancas Group
The loan they are taking out will benefit the small businesswomen. María Eugenia is one of them. She says that twenty years ago she joined Pro Mujer on the invitaion of a counselor from the institution who visited her home. Right now she has a business selling candies and toys. She learned about this enterprise from her family.
The loan she will take out now is to increase her capital by buying candies and toys. She will acquire them from distributors and later sell them in her locale. This will let her generate income to support her family as much as possible, because she in single and has seven children.
When asked what she likes about Pro Mujer, she responds that she likes the trainings about credit and health.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora María Eugenia es integrante, ella indica que hace veinte años que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a visitarla a su casa. En la actualidad ella tiene un negocio venta de dulces y juguetes, aprendiendo este emprendimiento de su familia.
El crédito que ahora sacará es para el aumento de capital (compra de dulces y juguetes) que adquirirá de las tiendas distribuidoras y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es soltera y tiene siete hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de capacitación de crédito y salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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