Las Naranjitas Group
This loan will help small businesses like Kathia’s; she is beginning her second cycle as a “Pro Mujer” member. She joined after being invited by a promoter who visited her home. She has a chocolate making business, having learned the art from her mother.
This loan will increase her working capital and she will buy chocolates in quantity from stores, and resell them from her point of sale. This job allows her to generate income to support her family; she is married and has three children.
When asked what she likes about Pro Mujer, she says that she likes the training, loans, and health benefits.
María Elena is not in the photograph for cultural reasons.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Kathia es integrante, ella indica que es el segundo ciclo que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a visitarla a su casa. En la actualidad ella tiene un negocio elaboración de chocolates, aprendiendo este técnica con ayuda de su madre.
El crédito que ahora sacará es para el aumento de capital (compra de chocolates) que adquirirá de los tiendas por mayor y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de capacitación, crédito y salud.
En la fotografía no esta presente la señora María Elena por razones culturales.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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