The loan they received will benefit the small business owners, one of which is Janneth. She reports that it's her first time as a member of Pro Mujer. She joined by invitation from a friend who's a member of the institution and went to visit her at home. She currently owns a business selling empanadas, a trade she learned from her parents years ago and then later on she started her own business.
The loan she will receive now will be used to increase her working capital by purchasing flour. She will buy it from the distributing cars by wholesale. After preparing her products, she'll make traveling sales in the markets of the town of El Alto. This line of work allows her to obtain earnings in order to support her family as much as she can, since she's married and has a son.
When she's asked about what she likes about Pro Mujer, she answers that she enjoys the health and credit trainings, because they help her in her daily life.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Janneth es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución que fue a visitarla a su casa. En la actualidad ella tiene un negocio de venta de empanadas que aprendió de sus padres hace años atrás, posteriormente ella inicio su propio negocio.
El crédito que ahora sacará es para el aumento de capital (compra de harina) que adquirirá de los carros distribuidores por mayor y posteriormente a la elaboración lo comercializará de forma ambulante en la ferias de la cuidad de El Alto. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es casada y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en salud y crédito porque les ayuda en su vida diaria.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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