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Nengah is a Balinese artisan who makes woven grass handbags, baskets, and trays. He would like to stock up on the natural fibers he uses to weave, and also to help with workshop costs.

Nengah has been selling through NOVICA since 2003. This is his story:

"My mother is a senior 'ate' grass weaver in our village. My grandfather taught me to print Balinese handwriting on palm leaves as well as to carve images on this leaf. When demand grew for 'ate' products, I saw it as a challenge to learn how to make these too. Weaving this durable island grass is not as hard as people may think, but it's not easy work either. One needs a lot of patience to weave one tiny piece of 'ate' into a basket or bag."

"I find these microcredit loans very useful, and they help artisans like me in many ways. I hope that, with your support, my sales will increase. Thank you!"

Use the link below to view Nengah's handwoven ate grass handbags and other items on the NOVICA site:

Additional Information

Important information about Novica

Novica is an e-commerce website that allows artisans around the world to sell unique, high-quality goods directly to consumers. It also offers small loans to help artisans in the developing world start and grow their businesses. It’s possible to buy goods created by the artisans you help fund on the Novica website.

Repayments on Novica loans are tied to artisan revenue. This means that if an artisan has a good month, they will pay back more -- or less during slower months. To accommodate this, all repayments on this loan are due at the end of the loan term. Any repayments received before this deadline will be considered pre-payments, but will still be distributed to lenders as usual.

Because Novica is not a microfinance institution, Kiva’s risk rating system is not applicable. Kiva has conducted onsite due diligence, and Kiva’s Investment Committee approved the organization as a partner. Novica offers artisans loans at 0% interest.

About Indonesia

  • $5,200
    Average annual income
  • 22
    View loans »
    Indonesia Loans Fundraising
  • $5,300,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Nengah to stock up on the natural fibers he uses to weave, and also to help with workshop costs.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Nov 8, 2012
Oct 11, 2012
Currency Exchange Loss:
Jul 1, 2013