Lluvia De Oro Group
The loan that they will take out will benefit these little microentrepreneurs, of whom Juana is one. She mentions that she joined Pro Mujer two loan cycles ago, joining at the invitation of her friend, who is a member of the institution. Now she has a business selling food. She states that she began this business years ago on her own initiative, since this business has very good sales.
The loan that she will take out now is to increase her capital, buying rice, noodles, etc, which she will acquire from the distributors, and after preparing her food, she will sell it in her sales space. This form of work allows her to generate resources to help her family as much as possible, since she is married and has four children.
When she is asked what she likes about Pro Mujer, she responds that she likes the training in health and credit.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Juana es integrante, ella indica que dos ciclos que integra Pro Mujer, ingresando por invitación de su amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de comida, da a conocer que este negocio lo emprendió hace años por iniciativa propia, ya que este negocio es muy comercial.
El crédito que ahora sacará es para el aumento de capital (compra de arroz, fideo, etc.) que adquirirá de las tiendas distribuidoras y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es casada y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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