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Kayi is 51 years old and a mother of three children, one of whom is enrolled in school. She is a retailer by profession, and for two years has been selling her wares on foot. The goods she sells include pagnes (traditionally printed West African cloth) and damask cloth, as well as various sundries. As her products are of high quality, they sell like hotcakes. Unfortunately, at this time Kayi lacks the funds to keep additional merchandise in stock.

For this reason, she has come to WAGES to request her first loan. Kayi will use this loan to buy a supply of pagnes and damasks, among other things. With the income she earns, Kayi would like to to ensure the prosperity of her family. She plans to make her business more permanent by opening a shop where she will sell her goods.
View original language description ↓
Mère de 03 enfants dont 01 scolarisé, madame kayi âgée de 51ans est revendeuse de profession. Elle est dans ce domaine il y a 02ans et vend de façon ambulante des pagnes, des bazins et des produits divers. Vu que ses produits sont de bonnes qualités, elle les vend comme des petits pains et par moment, elle manque de fonds pour stocker des marchandises. C’est pour cela, elle fait appel à WAGES pour avoir un premier prêt pour acheter des pagnes, des bazins et des produits divers. Avec les profits elle réalisera, elle voudrait assurer l’épanouissement de la famille tout en rendant pérenne son activité par l’ouverture d’une boutique.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

About Togo

  • $1,500
    Average annual income
  • 2
    View loans »
    Togo Loans Fundraising
  • $8,851,025
    Funds lent in using Kiva
  • 507.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Kayi to purchase damask cloth and pagnes (traditionally printed West African cloth).
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 18, 2012
Oct 4, 2012
Currency Exchange Loss:
Aug 17, 2013