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For cultural reasons, Naema prefers that her photo not be on the Internet. Thus the photo is of her husband Ahmad.

Naema is a 21-year-old Palestinian young woman. She is married to Ahmad and mother to one son and two daughters.

For the past two years, Naema's husband has had a bookstore. It has been profitable and the only source of income to the family, but also it needs more support to cover the costs. And because of the start of the new school year, Naema wants to help her husband in paying the cost of purchasing the new collection of school stationery that students request and purchase. Naema is requesting a Youth loan from Faten for this purpose.

What distinguishes this project is that it is the only one in the area where they live. Taking this loan will increase sales and improve the family's income, which will enable them to live in better conditions.

Naema and her husband are looking to expand the bookstore in the future and have a variety of stationery for sale.

Additional Information

More information about this loan

This loan is helping support a borrower who is 35 or under. Because many young people lack business experience or established credit histories, it can be even more difficult for them to access financial services. By funding this youth loan, you are expanding opportunity for a young person with limited resources. 


Palestinians face unique challenges due to the economic and political environment in the West Bank and Gaza. Click here to learn more about how Kiva and FATEN are working to help Palestinian borrowers overcome these obstacles and how your support can make a difference.

About Palestine

  • $4,900
    Average annual income
  • 30
    View loans »
    Palestine Loans Fundraising
  • $12,439,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Naema to purchase a collection of school stationery for sale.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Sep 10, 2012
Oct 23, 2012
Currency Exchange Loss:
Feb 17, 2015