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Oung, 53, manages a few hectares of farmland, on which she and her husband grow rice and vegetables for sale each harvest season. Through their farming practices and experience, they are able to make a good income of 30,000 KHR per day. With the income they earn, Oung is able to pay for her daily food and an allowance for one of her children, who is currently attending high school.

Oung wants to improve her farming business. That is why she is asking for financial support from HKL and Kiva, in the amount of 2,500,000 KHR, to purchase a water pump and fertilizer, and to pay for labor costs. She is confident that she will improve her current business through her loan and her hard work.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 232
    View loans »
    Cambodia Loans Fundraising
  • $37,987,500
    Funds lent in using Kiva
  • 4,031.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Oung to purchase a water pump and fertilizer and to pay for labor costs.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Sep 7, 2012
Nov 1, 2012
Currency Exchange Loss:
Aug 18, 2013