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Melanie, a resident of Silang, Cavite, Philippines, is married to Jemuel and has one child. She works hard to continually provide income for her everyday expenses.

Melanie oversees operations of the family's tricycle transportation business. They have one tricycle unit that carries up to four passengers to their destination within the community. The tricycle driver remits a boundary (daily quota) to Melanie. She earns a minimum of PHP 500 every day.

To help Melanie continue operations of her business, she is requesting a PHP 15,000 loan, which she will use to buy spare parts and accessories and to maintain their motorcycle. Melanie expects a boost in her business income as she expands her business.

Melanie dreams of being able to give her family a good life through all her hard work on her business. She faithfully meets up with her co-fellowship* members weekly to share stories of her work and to draw strength and inspiration from the Word of God she studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay microfinance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1855
    View loans »
    Philippines Loans Fundraising
  • $61,075,150
    Funds lent in using Kiva
  • 41.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Melanie to pay for spare parts and maintenance for their tricycle unit.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 21, 2012
Oct 10, 2012
Currency Exchange Loss:
Apr 17, 2013