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From the Prey Chor district, Sun lives peacefully with her family, which is composed of seven members. She is 38 years old, a married woman, who has been involved in rice farming for the past 12 years. The skills required for this activity have come down to her from her ancestors, and it has been the primary source of her family’s income over time. Every rainy season, Sun has her husband and some her children assist her in the farm work. Sun wishes to have a suitable house for her family, as her present house was made of palm leaves, which are now old and broken.

Sun would like to acquire a loan to add to her savings in order to purchase timber and other construction materials for housing purposes. With the help of her loan, she will be able to provide good living conditions for her family. She will be glad and thankful if the loan is approved. She promises to pay her loan back in full and on time.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 280
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • 4,031.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Sun to buy timber and other construction materials to build a better house for her family.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 7, 2012
Nov 1, 2012
Currency Exchange Loss:
Jun 26, 2013