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As a parent of 11 children, Naime has worked hard to support her family because she was widowed about seventeen years ago. She is in her early sixties and her children’s age range from 44 - 19 years old. She has a livestock business in northern Albania and through this activity she has earned an income that helped her raise all her children.

Naime is borrowing 100,000 Albanian lek through VisionFund Albania to repair her leaky roof before winter starts.

Naime has been sustaining her business activity for the past twenty years, but more aggressively the past eight years. She hopes that this loan will help her attain her dream to repair and renovate her home, while she is seeking lenders understanding.

Additional Information

More information about this loan

Roma and Egyptian populations living in Albania are considered vulnerable from a socioeconomic perspective and this loan would be used to support them.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Albania

  • $10,700
    Average annual income
  • 23
    View loans »
    Albania Loans Fundraising
  • $2,741,225
    Funds lent in using Kiva
  • 108.2
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Naime to repair the leaky roof of her little house before winter starts.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 3, 2012
Oct 10, 2012
Currency Exchange Loss:
Dec 17, 2013