Krech appeared in the photo with his spouse in front of their house located in Kompong Speu province. He is 49 years old and a father of six children. Krech mainly focuses on a farming business as the major source of his income. He is grateful for having a supportive wife and children in managing the business each raining season. He has been doing this business for over 30 years. In addition, Krech works as a cook in a military training center and gets a decent wage to supplement his income.
This loan is to buy a couple of cows for the maintenance of his farm work. He will be able to maintain his business and reduce his expenses on plowing costs as in the old times. He has been with HKL for one loan time already, and he paid his loan back successfully. In the future, he hopes he could expand his rice farm and afford to send his children to a good college.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.