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Update on Norbert

Norbert used his previous loan to improve his housing conditions, as well as to pay part of his educational costs. This time Norbert is seeking a loan to pay the fees for a whole academic year. He is in his 3rd year of studies and is having difficulty coming up with the entire amount of 7,000 Ukrainian Hryvnia to pay for the year, as is required by the college. Norbert hopes that the education he receives will help him to find a new job with a high salary.
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Норберт использовал предыдущий кредит для улучшения своих жилищных условий, а также внесения части суммы за образование. В этот раз Норберт просит предоставить ему кредит для оплаты образования за год. Он учится на третьем году обучения в колледже и ему тяжело насобирать всю сумму - 7,000 гривен - чтобы оплатить за весь год, как того требует колледж. Норберт надеется, что полученное образование поможет ему получить новую работу с большим доходом.

Previous Loan Details

Norbert is single. He lives in Vinogradovo, Western Ukraine. He works as a technician at an automotive factory. Norbert has worked there for about two years. At the moment, his income is 2,100 hryvnia. Norbert needs a loan of 8,000 hryvnia to pay for training at a local school and remodel th... More from Norbert's previous loan »

Additional Information

More information about this loan

This loan is part of HOPE Ukraine's education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education. By supporting this loan, you're enabling access to education for students with limited options. 

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 4
    View loans »
    Ukraine Loans Fundraising
  • $6,300,650
    Funds lent in using Kiva
  • 8.2
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Norbert to pay for education costs.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 3, 2012
Oct 4, 2012
Currency Exchange Loss:
Apr 17, 2013
This photo was used before for a previous loan for Norbert. It was first posted on Kiva on Aug, 2011. Learn More