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Gerber Antonio
Gerber Antonio, age 44, lives with his life partner and their children in their own home. He grows beans and also works as a carpenter and day laborer to keep up with the household expenses. The years he's spent farming beans have given him a lot of experience that helps him to grow only the best crops. The fields where he grows are located in a productive agricultural area that is easy to get to from where he lives. He vends all around the area of his community and already has a lot of customers, as he sells produce of the highest quality at affordable prices and with unequaled service.

Gerber is a hard-working man dedicated to his work who has a big desire to get ahead. Day in and day out he makes his best effort to achieve success and never thinks of giving up. Last season he had some losses and would like to make them up this year. However, to make an investment he needs capital so he's requesting this loan from Apoyo Integral [Kiva field partner] that will allow him to buy beans, insecticides, herbicides, fertilizer, etc. Gerber Antonio has a good payment history and is sure that he can pay off the loan. At the same time, he has faith that this will afford his family a better life.
View original language description ↓
Gerber Antonio de cuarenta y cuatro años de edad vive junto a su compañera de vida y sus hijos en casa propia; él se dedica al cultivo de frijol y también para complementar los gastos del hogar es jornal y carpintero; los años trabajando en el rubro de la agricultura le han regalado mucha experiencia que le permite obtener siempre las mejores cosechas, el terreno donde cultiva esta ubicado en una zona de al incidencia agrícola muy accesible a su vivienda, comercia en todos los alrededores de la comunidad y ya tiene mucha clientela pues vende productos de primera calidad, a precios accesibles y con un servicio inigualable; Gerber es un hombre dedicado a su labor, luchador y con muchas ganas de salir adelante día a día se esfuerza al máximo por alcanzar el éxito y no piensa rendirse, en la ultima temporada de siembra tuvo algunas perdidas y quiere recuperarse pero para la inversión necesita de capital y le solicita a INTEGRAL un crédito que le permita comprar semilla de frijol, insecticida, herbicida, abono, etc. Gerber Antonio tiene buenas referencias de pago asegura poder saldar la deuda y a la vez tiene fe que le dará a su familia una vida plena.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 737
    View loans »
    El Salvador Loans Fundraising
  • $26,311,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Gerber Antonio to buy beans, insecticides, herbicides, fertilizer, etc.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Sep 14, 2012
Oct 8, 2012
Currency Exchange Loss:
May 17, 2013