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Rosa Margarita
The partners of The Communal Bank of Avenida Del Ejército meet every fifteen days in the city of Portoviejo, the capital of Manabí, which has been known for many years as the city of the royal tamarind trees.

Rosa is 35 years old, married, and has three children who are 11, 9, and 8 years old and study at school. He husband is a driver. She is a housewife who works selling clothing, shoes, and slippers by catalog, and with this she is able to obtain her own resources and help her husband with the household expenses. She works every day, going through the town for three days and then selling in her house when her customers need something. She sells her goods on credit and collects the amounts owed every eight days. Once a month she travels to Guayaquil where she can purchase products at a better price. She has spent more than ten years with this business, and it is going well for her.

This loan is for buying all types of clothes and shoes in various models. Rosa has three years of experience with the communal bank, and likes it because she can use the loan to finance her business. Her dream is to have a boutique.
View original language description ↓
En la ciudad de Portoviejo, capital de Manabí conocida desde hace muchos años como la ciudad de los reales tamarindos, se reúnen cada quince días las socias del Banco Comunal Av. Del Ejército.

La señora Rosa, tiene 35 años de edad, está casada y de esta relación tienen tres hijos de 11, 9 y 8 años de edad los mismos que estudian en escuela. Su esposo es chofer.

Ella es una ama de casa que para obtener sus propios recursos y con esto poder ayudar a su esposo con los gastos del hogar se dedica a la venta de ropa por catalogo, zapatos y zapatillas. Trabaja todos los días, sale tres días a recorrer por la localidad y en su casa vende cuando sus clientes necesitan algo, deja sus productos a crédito y cobra cada ocho días, una vez por mes viaja hasta Guayaquil lugar donde compra a mejor precio. Tiene más de 10 años que se dedica a esta actividad y le va muy bien.

Este crédito es para comprar ropa de todo tipo y zapatos en varios modelos. Lleva tres años en el Banco Comunal y le gusta porque con los créditos ella puede financiar su negocio.

Su sueño es tener una boutique.

About Ecuador

  • $10,200
    Average annual income
  • 34
    View loans »
    Ecuador Loans Fundraising
  • $23,448,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Rosa Margarita to buy clothing and shoes.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 14, 2012
Listed
Nov 1, 2012
Currency Exchange Loss:
N/A
Ended:
Feb 15, 2013