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Ligia Ramona
In the city of Portoviejo, the capital of Manabí Province, known for many years as the "City of the Royal Tamarind Trees," the partners of the Avenida del Ejército Communal Bank meet every fifteen days. Ligia is 59 years old and married with four children, all of whom are already grown and independent. Her husband is a businessman. In order to earn her own money and feel useful, Ligia works in retail. She is a consultant for Yanbul (a company which sells beauty items, cosmetics, perfume, and women's accessories). She also sells Azalea and Dicaza-brand shoes. She works from 13:30 to 19:00 every day, taking orders and delivering products to the 12 salespeople who are under her supervision.

Ligia buys her range of shoes in Quito. She has been working in this business for more than 14 years, which has brought her very good profits. She will use this loan to buy more merchandise, such as shoes from both brands and Yanbal products for her personal sales. She is the founding partner of the communal bank, and enjoys the help which the loans always give her. Her dream is to be a Yanbal director.
View original language description ↓
En la ciudad de Portoviejo, capital de Manabí conocida desde hace muchos años como la ciudad de los reales tamarindos, se reúnen cada quince días las socias del Banco Comunal Av. Del Ejército.

La señora Ligia Tiene 59 años de edad, está casada y de esta relación tiene 4 hijos los cuales ya son mayores de edad e independientes. Su esposo es comerciante.

Ella para ganar algo por su cuenta y sentirse útil se dedica al comercio, ella es consultora de Yanbal (artículos de belleza, cosméticos perfumería y accesorios para damas), también vende calzado de las marcas Azalea y Dicaza, trabaja todos los días desde las 13h30 hasta las 19h00. Su trabajo consiste en surtir a 12 vendedoras que están a su cargo a quienes tiene que tomarles los pedidos y entregarles los productos. Lo que es la línea de zapatos los compra en Quito, ella lleva más de 14 años dedicada al comercio el cual le ha dejado muy buenos beneficios.

Este crédito lo va emplear en comprar más mercadería como: zapatos de ambas marcas y productos Yanbal para sus ventas personales. Es socia fundadora del Banco comunal y le gusta por la ayuda que siempre le brindan los créditos.

Su sueño es ser directora de Yanbal.

About Ecuador

  • $10,200
    Average annual income
  • 50
    View loans »
    Ecuador Loans Fundraising
  • $23,490,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Ligia Ramona to buy shoes and Yanbal products.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 14, 2012
Listed
Nov 1, 2012
Currency Exchange Loss:
N/A
Ended:
Feb 15, 2013