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Alfredo Eduardo
Alfredo is a young man of 19 who lives in the charismatic city of Chincha. The city is charismatic because the people who live there are very cheerful. They perform a lot of traditional Peruvian dances such as el festejo, la zamacueca, landó, etc. Alfredo really enjoys researching exotic plants but what he most enjoys is caring for animals. For this reason, he is studying for a degree in veterinary medicine.

Alfredo works in his small business growing chrysanthemums. He works around 6 hours a day as he shares his time between work and his studies. He believes that his business is doing well because he is very friendly with his customers and because he sells good-quality products.

Alfredo is very grateful to Kiva lenders because, thanks to the help that they provide, he will be able to buy manure for his flowers. He will also be able to prepare his land to sow more chrysanthemums. This means he will have more to sell and he will be able to improve his customer service. He will be able to continue working hard to fulfill his biggest dreams: to finish his degree and to grow his business.
View original language description ↓
Alfredo es un joven de 19 años de edad,. Vive en la carismática ciudad de chincha y digo carismática porque es una ciudad donde sus pobladores son muy alegres, asimismo se practica muchas danzas típicas peruanas como el festejo, la zamacueca, landó, entre otros. A Alfredo le gusta mucho investigar sobre plantas exóticas, pero lo que más le gusta es cuidar a los animales y por ello el se encuentra estudiando la carrera de medicina veterinaria.

Día a día Alfredo trabaja en su pequeño negocio de cultivo de flores de crisantemo, el trabaja alrededor de 6 horas al día ya que comparte su tiempo con sus estudios; el cree que le va bien en su negocio porque es muy amable con los clientes y porque vende producto de calidad.

Alfredo está muy agradecido con los prestatarios Kiva ya que gracia a la ayuda que le han brindado el podrá comprar abono para sus flores, así como también poder preparar la tierra para sembrar mas crisantemos, lo que le permitirá tener más productos y mejorar la atención a sus clientes, así el seguirá luchando para poder hacer realidad su más grande sueño:” Terminar su carrera y que su negocio crezca

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 130
    View loans »
    Peru Loans Fundraising
  • $57,388,050
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Alfredo Eduardo to buy manure and fertilizers, and to prepare the land.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 13, 2012
Listed
Oct 8, 2012
Currency Exchange Loss:
Possible
Ended:
Apr 17, 2013