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Rosa Adilia
Rosa Adilia is a 26-year-old woman, and is studying for a degree in business administration. She works as an assistant in a private company. With the salary she earns, she is able to cover her university fees, but she is applying for a loan to pay for a specialized qualification course in marketing management, as her income is too low to cover this expense. She thanks AFODENIC and Kiva for offering this type of support to young people, who are our future.
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La joven Rosa Adilia de 26 años, estudia la carrera de licenciatura en administración de empresas, trabaja como asistente en una empresa privada con su salario devengado cubre sus gastos universitarios pero ahora solicita crédito para poder pagar su curso de titulación y especialidad en dirección de marketing, ya que sus honorarios son muy bajos para cubrir dicho gasto, agradece a AFODENIC y KIVA por brindar este tipo de apoyo a los jóvenes, el futuro de mañana.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,407,250
    Funds lent in using Kiva
  • 23.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Rosa Adilia to pay for a qualification course.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Sep 13, 2012
Nov 1, 2012
Currency Exchange Loss:
Mar 17, 2014