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Digna lives in the town of El Sauce, located in the western area of the department of León. She's a 48-year-old lady who's married with three children. Two of her daughters are professionally trained and they're currently in the workforce, and her son is studying in order to have a career as well.
Thanks to her career as a nurse, a line of work she's been in for 25 years, she has succeeded in educating her daughters. They no longer depend on her, and they're good, hardworking people with solid principles, just like their mother.
She has also been gradually improving her home and providing it with all the appropriate conditions, with help from these loans. She does this in order to achieve her goal of leaving a good heritage for her children, so that they have a decent home to live in.
She's requesting a loan in order to finish building the kitchen, so that she has the appropriate conditions to make food for her family. With the loan she'll purchase bricks, cement, iron and zinc.
She feels very thankful and glad that she has gotten the support of Kiva and Ceprodel which provided her with these loans. They help her achieve dreams and goals that couldn't have been realized with the low wages that are earned in her country.
View original language description ↓
Digna vive en el municipio de El Sauce, ubicado al occidente del departamento de León, es una señora de 48 años, casada, con 3 hijos, dos de ellas preparadas profesionalmente, las cuales trabajan actualmente y uno que está estudiando con el objetivo que se preparen también.
Gracias a su profesión como Enfermera que ha desempeñado por 25 años logró preparar a sus hijas las que hoy ya no dependen de ella y que son personas de bien, luchadoras y con buenos principios al igual que su madre.
También ha ido mejorando poco a poco su vivienda con todas las condiciones adecuadas con la ayuda de estos créditos para lograr su meta de dejarles un buen patrimonio a sus hijos para que tengan un techo digno donde vivir.

Está solicitando un crédito para terminar de construir la cocina con el fin de tener condiciones adecuadas para preparar la comida a su familia, con esto comprará ladrillos, cemento, hierro, zinc.

Se siente muy agradecida y satisfecha por el apoyo que le ha brindado KIVA y Ceprodel al financiarle con estos créditos que ayudan a cumplir sueños y metas que no se pudieran llevar a cabo con los bajos salarios que se gana en nuestro país.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 62
    View loans »
    Nicaragua Loans Fundraising
  • $25,382,700
    Funds lent in using Kiva
  • 23.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Digna to purchase bricks, cement, iron and zinc in order to finish building a kitchen.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 29, 2012
Oct 8, 2012
Currency Exchange Loss:
Apr 16, 2014