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Holman Miguel
32-year-old Holman started working at age 17. He's studying for a career in systems engineering. He works 48 hours a week as a collections manager for a private company. He's requesting a loan in order to pay for the fees needed to validate his college diploma, so that he can complete his higher studies. He enjoys his profession very much and he'd be interested in eventually practicing it in the leading companies. That way his family can become more financially stable and he can share his knowledge with the public.
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Holman de 32 años, empezó a trabajar de la edad de los 17, es estudiante de la carrera de ingeniería en sistemas, se desempeña como gestor de cobro con 48 horas laborales a la semana en una empresa privada, está solicitando apoyo de crédito para pagar el curso de titulación para poder culminar su carrera universitaria, ya que le gusta mucho su profesión y le interesaría llegar a ejercerla en empresas líder en el mercado para obtener mejor estabilidad económica para su familia y compartir sus conocimientos con la población.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 110
    View loans »
    Nicaragua Loans Fundraising
  • $24,828,400
    Funds lent in using Kiva
  • 23.8
    Nicaragua Cordobas (NIO) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $900 helped Holman Miguel to pay for fees in order to validate his college diploma.
99% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Sep 11, 2012
Oct 8, 2012
Currency Exchange Loss:
May 17, 2014