His farm land is located in a place with high agricultural potential. He sells in all the areas surrounding the community. He already has a considerable clientele, as people prefer him because all his product is top-quality, affordably priced, and the service is excellent. José is a man dedicated to his work: striving every day, he does his best to succeed.
He knows that only with effort and perseverance will he achieve the success he so much desires. He wants to make best use of this planting season, and carry out a new investment. But he needs working capital, and that is why he is applying to Integral for a loan that will allow him to buy corn seed, fertilizer, insecticide, tools, etc.
José Roberto has good payment references, and says that he will be able to pay back the debt. At the same time he is confident that he will give his family a better life.
More information about this loan
This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.
About Apoyo IntegralApoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.
About El Salvador
462View loans »
Success!! The loan was 100% repaid