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Carlos Ivan
Carlos, 47, lives with his wife and three children who are completely dependent on him. Carlos works growing coffee. He tries to do this in the best possible way working very hard to provide daily sustenance for his home. He sells the coffee at a very good price because it’s good quality which is very important to Carlos because this is how he’s able to earn more profits.

Carlos is asking INTEGRAL for a loan to take advantage of the season to the maximum and have fertilizer on hand to provide strength and quality needed by his plants so that he can insure that his final product is excellent leading to new customers who in turn will recommend him to still others because of the excellence and quality he handles.
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Carlos de 47 años de edad, vive junto a su esposa y tres hijos quienes dependen por completo de él. Carlos se dedica a la siembra y cosecha de café actividad que trata de realizar de la mejor forma posible trabajando muy duro para brindar el sustento diario en su hogar. El café logra comercializarlo a muy buenos precios ya que es de calidad, lo que es muy importante para Carlos debido a que de esta forma podrá obtener más ganancias. Carlos solicita un préstamo a INTEGRAL, con el fin de aprovechar al máximo la temporada de siembra y contar con fertilizantes para darle la fuerza y calidad necesaria a sus plantas, de modo que pueda asegurarse obtener un excelente producto, lo que le permita contar con nuevos clientes quienes a su vez lo recomienden con más personas por la excelencia y calidad con la que trabaja.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 696
    View loans »
    El Salvador Loans Fundraising
  • $26,152,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Carlos Ivan to buy fertilizer.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Sep 11, 2012
Oct 8, 2012
Currency Exchange Loss:
Feb 17, 2013