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Evelia
Evelia, 68, has been working making clothes for 35 years. Evelia’s husband had been carrying out this same family tradition since he was a boy and when they got married Evelia started to help him and gradually perfected her art up to the present; in this time she’s not only sewn clothes but she’s also made crafts and lingerie. The two of them work alone in a space set aside at home where they have their workshop and they offer a great variety of products: clothing in general, pants, shirts, blouses for women and children’s clothes.

Evelia works every day from 8am until 10pm. Her customers request articles directly at her workshop and then she starts the production cycle that lasts approximately a week. Her customers vary among neighbors, individuals, referrals and firms. One of her work challenges is insufficient working capital to quickly reach her goals. Sometimes customers don’t pay for their clothes on time or don’t pay the deposit she insists on so she’s left with very little with which to purchase her raw materials.

This is why Evelia’s applying for a Kiva loan in order to have enough capital to buy fabric, thread, buttons, sheepskin, lining and other materials needed for making clothes. She hopes that with more capital she will be able to expand the business, overcome high prices and have financial freedom to buy a house of her own later on just like she dreams about doing.
View original language description ↓
Evelia tiene 68 años y hace 35 años que trabaja en las confecciones de prendas de vestir. El esposo de Evelia desde muy niño había seguido esa tradición familiar de confecciones, y cuando ellos se casaron, Evelia empezó a ayudarle, poco a poco perfeccionando el arte hasta el día de hoy, tiempo en el que realiza no solo confecciones sino también manualidades y lencería. Trabajan solo los dos en un lugar de su vivienda donde tienen su taller y ofrecen una gran variedad de productos: ropa en general, pantalones, camisas, blusas para damas y ropa para niños.
Evelia trabaja todos los días desde las 8 de la mañana hasta las 10 de la noche. Sus clientes solicitan la prenda directamente en su taller, y después ella empieza el ciclo de confección, que dura aproximadamente una semana. Sus clientes varían entre vecinos, individuales, recomendados y empresas. Uno de sus desafíos en el trabajo es su insuficiente capital de trabajo para lograr rápidamente sus metas. A veces, los clientes no cancelan a tiempo sus prendas, o no pagan el anticipo que ella exige, y le queda muy poco, para las compras de sus materias primas. Por eso, Evelia está aplicando a un préstamo de Kiva, para poder tener bastante capital para comprar telas, hilos, botones, pellón, entretelas y más materiales para la producción de su ropa. Ella espera que con más capital, pueda ampliar su negocio, superar los altos costos y tener una libertad financiera para adquirir su vivienda propia mas adelante tal como lo sueña.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 267
    View loans »
    Colombia Loans Fundraising
  • $13,479,900
    Funds lent in using Kiva
  • 1,801.5
    Colombia Pesos (COP) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,125 helped Evelia to buy sewing supplies.
99% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 29, 2012
Listed
Oct 8, 2012
Currency Exchange Loss:
Possible
Ended:
Apr 16, 2014