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Alcira Isabel
Alcira has four years of experience selling lunches. She decided to start her small business selling food to her neighbors in the part of town where she lives. This is because she has a great talent for cooking, and wanted to take advantage of this to generate income.

Each day she shops at the neighborhood stores and cooks delicious soups and more, with vegetables, meats, chicken and tubers. She sells directly to her customers from her home.

To complement her income, she also rents washing machines to her neighbors, who take them directly from Alcira's house to their homes.

Alcira is applying for a Kiva loan, the first loan she is taking out with Fundación Mario Santo Domingo, by means of which she will buy rice in bulk, cooking oil, and other ingredients.

She will also invest in the purchase of two more washing machines, in order to rent them out and earn a little more; taking into account the fact that her clientele for this service has grown.

With the ability to buy in bulk, she can take advantage of greater discounts, and can also save on transportation.

If she can earn sufficient income in her businesses, she will acquire her own home in the future.
View original language description ↓
Alcira tiene 4 años de experiencia en la venta de almuerzos. Ella decidió empezar su propio negocio vendiendo alimentos a sus vecinos en el barrio donde habita, porque tiene mucho talento culinario, y quería aprovecharse de esto para generar ingresos. Cada día, ella va de compras en las tiendas del barrio, y cocina con verduras carnes, pollo, tubérculos, deliciosas sopas y más para vender directamente a sus clientes desde su casa. Para complementar sus ingresos, ella también alquila lavadoras a sus vecinos, quienes las trasladan directamente desde la casa de Alcira hasta su domicilio. Alcira está aplicando a un credikiva, primer un préstamo que hace a la Fundación Mario Santo Domingo, mediante el cual comprará arroz por bulto, aceite, y otros ingredientes. También invertirá en la compra de 2 lavadoras más, para alquilarlas y ganar un poco mas, teniendo en cuenta que su clientela en este servicio ha crecido. Con la capacidad de comprar por bulto, ella puede aprovechar mayores descuentos, y también puede ahorrar en transporte. Si ella puede ganar suficientes ingresos en sus negocios, obtendría a futuro su propia casa.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 294
    View loans »
    Colombia Loans Fundraising
  • $13,948,100
    Funds lent in using Kiva
  • 1,801.5
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Alcira Isabel to buy rice in bulk, cooking oil and other ingredients.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 28, 2012
Oct 8, 2012
Currency Exchange Loss:
Sep 17, 2013