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Update on Jacqueline

The young Jaqueline is 31 years old and is married with two children. Her business is the sale of products by catalog in Managua.

Jaqueline is requesting a loan to be able to buy products such as perfumes, creams, shampoo, cosmetic compacts, lipsticks and nail polishes as well as clothes, all of which are in high demand by her customers. This is to generate more income for her family and for her children, for whom she works to provide everything they need for their development and education which is essential in life.
View original language description ↓
La joven Jaqueline de 31 años es casada tiene dos hijos, su negocio es la venta de productos por catálogos comercializados en Managua, Jaqueline está solicitando crédito para poder comprar productos como perfumes, cremas, shampoo, vanidades, pinturas labiales y de uñas así como también ropa, todos de mayor demanda por sus clientes, para así generar más apoyo económico a su familia e hijos por quienes trabaja para brindarles todo lo necesario para su desarrollo y educación que es lo primordial en la vida.

Previous Loan Details

Jacqueline’s a merchant. She used the previous loan to do some home improvements obtaining better security. Her project is to continue to slowly repair the parts of her house that are in bad shape. She is an entrepreneur in the area of commerce; she cosmetics on order. She will use this new lo... More from Jacqueline's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 66
    View loans »
    Nicaragua Loans Fundraising
  • $25,075,600
    Funds lent in using Kiva
  • 23.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Jacqueline to buy perfumes, creams, shampoo, cosmetic compacts, lipsticks and nail polishes as well as clothes.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 13, 2012
Nov 1, 2012
Currency Exchange Loss:
Nov 17, 2013