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Jose Elias
Jose Elias, 49, has 3 children who are 20, 27 and 29 years old. His children only got a high school education, because Jose did not have very much income and so was not able to give them the education that they had wanted. Jose also has only a high school education, but he would have liked to have studied automotive mechanics. Jose's favorite dish is “Tallarines con Papa a la Huancaína." This is a dish made with noodles and a tomato-based sauce, accompanied with boiled potatoes in a sauce made with cheese, yellow pepper and bread.

Jose has a mototaxi business; he transports passengers through the streets of his city. Jose devotes a lot of effort to his work. He works about 12 hours a day, tending to about 80 customers. In a day he earns about 68 Peruvian soles, but on his best days he can earn as much as 100 soles. Jose tells us that for him every day is a good day, because he can return to his home with money for the household expenses, and this provides him with a bit of tranquility at the end of the day. He believes that his business is going well because he has a lot of faith in God, and that God guides him on his steps so that he always has something to bring back to his home. Also, he is honest and respectful with his customers.

Right now, he is very grateful to the Kiva lenders, because this is the second time that he is being provided with support. Thanks to this support he will be able to improve his work vehicle, which is a moto-taxi, by purchasing new tires and new seats. This way, he will be able to provide more comfort to his passengers and thereby obtain more income so that he can save up to accomplish his dream: to buy an automobile.
View original language description ↓
José Elías tiene 49 años de edad, tiene 3 hijos cuyas edades comprenden entre 29, 27, 20 años y los tres solo han cursado hasta el quinto año de secundaria ya que Jose no ha tenido muchos ingresos económicos y nos les ha podido dar los estudios que ellos hubieran querido, asimismo Jose solo ha estudiado hasta el quinto año de secundaria pero le hubiera gustado mucho estudiar “Mecánica Automotriz”, el plato favorito de Jose son lo “Tallarines con Papa a la Huancaína”, es un platillo a base de fideos cocidos a los cuales se les añade una salsa a base de tomate y se acompaña con papa sancochada las cuales llevan una salsa a base de queso fresco, aji amarillo, pan.

Jose se dedica en la actualidad a su negocio de mototaxi, en la cual realiza transporte de pasajeros por las calles de su ciudad, Jose se le dedica a su trabajo mucho esfuerzo, labora alrededor de 12 horas diarias y atiende alrededor de 80 clientes, puede ganar en un día hasta S/. 68 pero en un día muy bueno puede ganar hasta S/. 100, Jose nos dice que para él cada día es muy bueno porque puede regresar a su casa con dinero para los gastos del hogar, lo cual le brinda un poco de tranquilidad al terminar el día. El cree que le va bien en su negocio porque tiene mucha Fe en Dios y que Dios es el que guía sus pasos por eso siempre tiene algo que llevar a su hogar y porque es honesto, honrado y respeta a sus clientes.

Actualmente está muy agradecido con los prestatarios Kiva ya que es la segunda vez que le brindan su apoyo y gracias ello podrá mejorar su vehículo de trabajo que es la mototaxti comprando llantas nuevas y cambio de asientos para la mototaxi, con esta mejora podrá brindarle más comodidad a sus clientes así obtendrá más ingresos y podrá ahorrar para poder cumplir su sueño: “Comprarse un auto”.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 106
    View loans »
    Peru Loans Fundraising
  • $55,006,475
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Jose Elias to buy new tires and seats for his moto-taxi.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 12, 2012
Listed
Nov 1, 2012
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2013