“Risueñas” is a small enterprising group made up of five ladies who only want to achieve their dreams and get their families ahead. Lisbeth is a 25 year old young woman who is in a live-in relationship and has a two-year old son. She sells new and used clothing in the surrounding markets and this loan will help her buy clothing for the cold climate. She would like to have a store of her own in her home so that she can tend to her business while she cares for her son.
Risueñas es un grupo pequeño y emprendedor, compuesto por 5 mujeres que solo quieren alcanzar sus sueños y sacar a sus familias adelante. Lisbeth es una mujer joven de 25 años de edad vive en unión libre y tiene un hijo de 2 años. Ella se dedica a la venta de ropa nueva y usada en mercados rodantes y el crédito la ayudara para comprar mas ropa de temporada de frio. Ella desea tener su propia tienda de ropa en su casa para poder atender su negocio sin tener que descuidar a su hijo.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.