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Noreen
Noreen is 22 years old, a vigorous, unmarried woman.

She has been in the business of hand-embroidery for the past five years. She is passionate about her work, and client demand is strong. But business challenges, combined with family expenditures, frustrate her nearly every day.

Her father is employed in a small factory, but he does not earn enough to support his family well. Noreen’s embroidery patterns are very popular on her street and she is the best earning resource in her household. She wants to grow her business so she requested a loan of PKR 25,000 to buy materials such as thread, sequins and pearls in large quantities to meet the increasing demand.

She shared her dream of running a training center for girls of her village. She would teach embroidery skills, so they can help her to expand her business and also to earn money for themselves. She is also interested in opening her own shop in the market to display her work.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 277
    View loans »
    Pakistan Loans Fundraising
  • $14,708,500
    Funds lent in using Kiva
  • 95.0
    Pakistan Rupees (PKR) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $275 helped Noreen to buy materials such as thread, sequins and pearls in large quantities to meet the increasing demand.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 24, 2012
Listed
Oct 10, 2012
Currency Exchange Loss:
Possible
Ended:
Oct 17, 2013