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Nusrat is a 51-year-old active, married woman. She is the mother of five children. She lives in a large conventional family with her husband, her children and other relatives. Her husband is employed in a small general store as a salesperson.

She has been in the business of making red chili powder for about 18 years at her home. She buys red chilies in bulk from the near city and makes them into powder to sell in her community. Chili powder is very commonly used in food for taste. She is happy doing it for the sake of her family.

Nusrat needs to earn more to cover everyday expenditures of her family. She has been in association with Kashf Foundation for five years. She has excellent repayment behavior. To help her continue operations of her business, she is requesting a loan of PKR 25,000. She will be using the loan to buy a large quantity of red chilies. She expects an increase in her business income as she expands her business. She intends to use the earned profits to provide good and quality education to her children.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 280
    View loans »
    Pakistan Loans Fundraising
  • $14,699,975
    Funds lent in using Kiva
  • 95.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Nusrat to buy a large quantity of red chilies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 27, 2012
Oct 10, 2012
Currency Exchange Loss:
Aug 18, 2013