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Nadira
Nadira is 35 years old, married and raising three children. She works as an elementary school teacher at the local school and is known as the main organizer for competitions and various entertainment events at the school. Also, to provide an additional source of income for her family, Nadira is involved in farming, having started this business in 1995 with a sum of 5,000 som. Thanks to her hard work, today her business contains an orchard with cherries, peaches, apples and also land with potatoes and corn, and the monthly profit from the business amounts to about 6,000 som (KGS). In order to further develop her business, Nadira requested a loan in the amount of 135,000 som (KGS) from the "Bai-Tushum and Partners" company to purchase onion seeds and potatoes for planting, and fertilizers for the soil. She plans to invest the earnings from the loan into business development in order to have the ability to pay for her children's education.
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Надире 35 лет, замужем, воспитывает 3 детей. Надира работает преподавателем начальных классов в местной школе и известна как главный организатор конкурсов и различных развлекательных мероприятий в школе. Также, в качестве дополнительного источника дохода для своей семьи, Надира занимается земледелием, начав этот бизнес в 1995 году с суммы в 5,000 сом. Благодаря упорному труду Надиры на сегодняшний день в ее хозяйстве имеется сад с черешней, персиками, яблоками, а также земля с картошкой и кукурузой, ежемесячная прибыль от хозяйства составляет около 6,000 сом (KGS).
В целях дальнейшего развития своего бизнеса, Надира обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 135,000 сом (KGS) на покупку семян лука и картофеля для посадки, удобрений для земли. Доходы от кредита Надира планирует вкладывать в развитие бизнеса, чтобы иметь возможность заплатить за обучение детей.


Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 82
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,761,025
    Funds lent in using Kiva
  • 47.1
    Kyrgyzstan Soms (KGS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $2,875 helped Nadira to purchase onion seeds and potatoes for planting, and fertilizers for the soil.
96% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Sep 11, 2012
Listed
Oct 4, 2012
Currency Exchange Loss:
Possible
Ended:
Oct 17, 2014