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Ni Nyoman
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Ni Nyoman S. has been in the business of tailor since 8 years ago. She gets the job orders from her regular customers and nearby garment businesses which usually gives her orders with big quantity. From this she can help her family financial needs and she can even saves some money for IDR 5,000 - IDR 10,000/ day (Around USD 0.5 - USD 1/ days).

She hopes to get the loan to enable her to buy more cloth/ fabric and thread/ yarn.

Translated from Indonesian by Antonius Gunadi, Kiva volunteer.

Ni Nyoman S. sudah menekuni usaha ini sejak 8 tahun yang lalu. Sehari-harinya dia menerima pesanan jahitan dari pelanggannya yang sudah sering menjahit ditempatnya ataupun dari garmen yang memesan dalam jumlah banyak. Dari hasil usaha ini S. dapat membantu memenuhi kebutuhan keluarga sehari-hari dan bisa menyisihkan tabungan sebesar Rp.5.000 – 10.000 per hari. S. mengharapkan diberi pinjaman yang nantinya akan dipakai sebagai modal membeli kain dan benang untuk bahan jahitan.

Additional Information

About Koperasi Mitra Usaha Kecil (MUK)

This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.

About Indonesia

  • $5,200
    Average annual income
  • 23
    View loans »
    Indonesia Loans Fundraising
  • $5,199,250
    Funds lent in using Kiva
  • 9,249.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped Ni Nyoman to add working capital (Menambah Modal Usaha).
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 24, 2008
May 10, 2008
Currency Exchange Loss:
Apr 15, 2009