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Bou's Group
In this Group: Bou, Mom
Bou is a villager from a rural area of the Kror Kor District of Pursat Province, Cambodia. She is 47-year-old mother of seven children, four of whom are dependent on her and still in school. She is a rice farmer who plants rice on 1.5 hectares of farmland. The current business earns her about KHR 28,000 per day and manages her to save about KHR 8,000 each day after daily expenses. Low crop yield resulting from insects is the main challenge for her rice-paddy business.

Bou’s group consists of two members, who are first-time borrowers with Kiva’s partner, VisionFund. She is leading her group to request a loan with VisionFund of 1,000,000 each. She will use her portion to buy fertilizer for her farmland and use a portion of it to spend on labor fees in transplanting rice seedling. Bou hopes her crop yield will become more productive to make a living better and keep her children in school.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 55
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • 4,057.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Bou's Group's $500 loan helped a member to buy fertilizer for her farmland.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 4, 2012
Oct 10, 2012
Currency Exchange Loss:
Sep 17, 2013