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Ms Asma is a 32-year-old woman and a mother of three. She and her husband run a business of selling milk. The man shown in the photo is Asma's husband. They have been in the business for 2 years now and she says that these two years have been a blessing for her family in terms of business growth. They provide for her children who are going to school because unlike other children in town their mother is able to pay for their education.

While speaking to Kashf's team Asma shared that life was not like this before. She along with her husband and children lived in a one room house which is in deplorable condition with the minimum of necessities. Taking a loan from Kashf helped her pay for expenses they thought she could never afford.

At present she requested a loan of 35,000 Pakistan Rupees (PKR) to buy another buffalo. She is expecting a huge boost in her income from the increase in the sales of milk.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 471
    View loans »
    Pakistan Loans Fundraising
  • $15,084,775
    Funds lent in using Kiva
  • 95.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Asma to buy another buffalo.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 27, 2012
Nov 1, 2012
Currency Exchange Loss:
Oct 17, 2013