Comfort, age 56, is a good, friendly, and very hard-working woman. She is married to Wilber, who is a plumber. She lives in her mother's house with her husband, where she operates her drinking spot. She is a member of Dromo Group.
Comfort sells soft and fruit drinks throughout the week from morning to evening. She confirms that the drink that customers patronize most is fruit drinks for both children and adults.
Her earnings from her work are very good, and this motivates her to keep working tirelessly. She has been in this business for the past seven years and sometimes receives help from her husband whenever he is at home. For the future of her business, she hopes to open a drinking depot because she has gained experience in this line of work.
This is her first loan with ID–Ghana. She needs an amount of 300 Ghana cedis, which she will use to buy drinks to increase her stock.
They together need a total amount of 3,800 Ghana cedis to be able to maintain their businesses.
About ID GhanaID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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