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Sim is 44 years old and a widowed parent who has four children, one of whom started his new family while the rest are with her in a small house in Ang Snoul district, Kandal province. Sim has tried hard to raise and educate all of her children. She has been engaged in a farming business as well as a recycling business, where she can generate approximately $5.00 USD per day. One among her children is now working in a garment factory to help the family financially.

With the amount she requested, Sim would like to purchase a couple of cows for the maintenance of the rice field. Her desire is to meet the living needs of her family, especially those of her school-aged children. She believes that this loan will enable her to make a productive outcome in each harvest season.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 37
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Sim to purchase a couple of cows for the maintenance of the rice field.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 4, 2012
Nov 1, 2012
Currency Exchange Loss:
Jun 17, 2014