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Pum is 27 years old and a hard-working woman who cultivates rice. She also manages a rice mill in a small village of Baray district, Kompong Tom province. She is well-known for the good quality of her service, which is why local farmers prefer to use her services. Her husband is involved in the animal sales business to support the family. In order to make his business sustainable he needs financial assistance to invest in the purchase of animals.

Because of this, Pum would like to help her husband make improvements to his business, so she is requesting a loan from HKL and Kiva in the amount of 1,000 USD for the purchase of animals for resale.

Pum hopes for the development of their businesses and to experience a better living standard. She will use the increased income on daily expenses and to pay for her children’s school fees.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 264
    View loans »
    Cambodia Loans Fundraising
  • $38,023,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Pum to purchase animals for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 3, 2012
Nov 1, 2012
Currency Exchange Loss:
Jun 26, 2013