Uth, 39, finished only a primary education due to her family's financial constraints. This has caused her to get involved in a rice-farming business to support her family, which consists of four children. All of them are students and still depend on her income. With her experiences as a farmer, Uth has developed a strong commitment to improving her farming business so she can earn a better income.
Uth would like to borrow some funds from HKL and Kiva to purchase a cow for her farm. This cow will help her maintain her farm and reduce expenses on plowing fees. Uth has been a VIP and honest client of HKL since her fourth loan, and she hopes that this loan will be approved, too.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.