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Yorn is a farmer who lives with his family in Baray district, Kompong Tom province. Aside from his farming business, Yorn uses his buffalo and a trailer to transport firewood to the marketplaces for extra income. He typically generates an average of 21,600 KHR per day to cover daily expenses while his wife can earn 6,200 KHR from a pig-raising business. Together, they are responsible for five children, all of whom are attending school.

As of now, he is applying for a loan of 3,000,000 KHR to purchase a buffalo, both for farming and his firewood business. He believes that the income from each business will help him satisfy his living needs and educate his children.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 45
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • 4,051.4
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Yorn to purchase a buffalo for multipurpose, both for farming and firewood trading business.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Sep 3, 2012
Nov 1, 2012
Currency Exchange Loss:
Jan 17, 2014