María Reina De La Paz (Cuenca) Group
One of the members of this group is Mónica. She is 37 years old and married. She and her husband have four children together; the children's ages are 19, 16, 13, and 9. Her oldest daughter works and helps her financially. Her next two oldest children are high school students, while her youngest studies in a small local school. Mónica's husband works for a company in the private sector. They do not have their own house, so they live in Mónica's in-laws' house but independently.
Mónica has been the owner of a shop for 8 years. She works from Sunday to Sunday without a fixed schedule. She also makes a living preparing food for buffets and arranging rooms for all kinds of social events.
Mónica's loan will help her purchase food items to expand her store. Her goal is to expand the store and offer a bigger variety of items to her customers.
Una de las socias de este grupo es la Señora. Mónica, tiene 37 años de edad, es casada y fruto de su unión conyugal ha concebido 4 hijos de 19, 16, 13 y 9 años de edad, su primera hija trabaja y ayuda económicamente, sus dos hijos siguientes estudian en colegio y su último hijo estudia en una escuelita de la localidad. Su esposo labora en una empresa como empleado privado, no tienen casa propia por lo que vive en casa de sus suegros pero de manera independiente.
Doña Mónica es propietaria de una tienda hace 8 años, labora de domingo a domingo sin un horario fijo, también se dedica a la preparación de buffets y en el arreglo de salones para todo evento social.
Su crédito va a invertir en la compra de víveres para incrementar su tienda.
Su meta es agrandar su tienda para tener más variedad para su clientela.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid