San José (Cuenca) Group
Ana is one of the members of the communal bank, and she is 43 years old. She is separated from her husband but her marriage produced 6 children, a 22-year-old, a 20-year-old, an 18-year-old, a 15-year-old, a 12-year-old, and an 8-year-old. Her first three children work, help Ana financially and study at a distance-learning college. Two of her children are still finishing high-school, and her youngest child studies at a small school in the community. She owns the house where she lives.
Ana rears cattle, sheep and pigs which she then sells to the local community. On her land she also grows vegetables for household consumption, and sells the extra produce. She also works 4 days a week as a housekeeper, although she only works half-days. Ana is going to use her loan to buy more pigs and animal feed, and her aim is to increase livestock production.
The small photo in the corner of the main photo depicts one of the members who could not be there on the day the group photo was taken.
Una de las socias de este grupo es la Señora. Ana y tiene 43 años de edad, está separada de su esposo pero fruto de su unión conyugal ha concebido 6 hijos de 22, 20, 18, 15, 12, 8 años de edad, sus tres primeros hijos trabaja, le ayudan económicamente y están estudiando en un colegio a distancia, sus dos hijos siguientes están estudiando en un colegio y su ultima hija estudia en una escuelita de la localidad. La casa en la que vive es de su propiedad.
Doña Ana se dedica a la crianza de ganado, borregos y cerdos a los que los vende en su comunidad, como tiene terrenos también se dedica a la agricultura, siembra verduras que son para el consumo de su hogar y si existe sobrante lo vende. Trabaja también 4 días a la semana como empleada domestica pero solo medio tiempo.
Su crédito lo va a invertir en la compra de cerdos y alimento para sus animales.
Su meta es incrementar la producción ganadera.
La foto pequeña es de una socia que pudo estar prresente cuando se tomo la foto del grupo.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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