Check out some available loans that are similar to this one!
San José  (Cuenca) Group
In this Group: Hilda Florencia, Ana Mercedes, Delia Mercedes, Gloria Esperanza, María Dolores, Mariano Rosario*, Rosa Amelia, María Carmen, María Clara, Rosa Elena
* not pictured
San José communal bank has ten members, nine women and one man. They meet once a month at one of the partners’ houses in the town of Ingapirca, Cuenca. The region has a cold climate and a rugged geography, which provides for a beautiful landscape. Many of region's people work in animal husbandry and agriculture. Others leave their communities every day to go and work in the city, doing all types of jobs to help them pay the household bills and increase their household income. The region's people, just like the members of the communal bank, are friendly, kind and warm-hearted, and they still follow the culture and customs of their towns.

Ana is one of the members of the communal bank, and she is 43 years old. She is separated from her husband but her marriage produced 6 children, a 22-year-old, a 20-year-old, an 18-year-old, a 15-year-old, a 12-year-old, and an 8-year-old. Her first three children work, help Ana financially and study at a distance-learning college. Two of her children are still finishing high-school, and her youngest child studies at a small school in the community. She owns the house where she lives.

Ana rears cattle, sheep and pigs which she then sells to the local community. On her land she also grows vegetables for household consumption, and sells the extra produce. She also works 4 days a week as a housekeeper, although she only works half-days. Ana is going to use her loan to buy more pigs and animal feed, and her aim is to increase livestock production.

The small photo in the corner of the main photo depicts one of the members who could not be there on the day the group photo was taken.
View original language description ↓
El banco comunal San José está conformado por 9 socias y 1 socio quienes se reúnen una vez al mes en la casa de una de sus compañeras en la comunidad de Ingapirca en Cuenca, este sector es de clima frió, cuenta con una geografía accidentada lo que le da a este lugar hermosos paisajes, su gente se dedica en especial a la cría de animales, a la agricultura y muchos salen de sus comunidades diariamente a la ciudad a trabajar en diversas actividades, trabajos que le permiten solventar los gastos de su hogar y mejorar la economía de sus hogares, su gente como las socias de este banco comunal son personas ambles, gentiles y de un corazón cálido que aun mantienen la cultura y tradiciones de sus pueblos.

Una de las socias de este grupo es la Señora. Ana y tiene 43 años de edad, está separada de su esposo pero fruto de su unión conyugal ha concebido 6 hijos de 22, 20, 18, 15, 12, 8 años de edad, sus tres primeros hijos trabaja, le ayudan económicamente y están estudiando en un colegio a distancia, sus dos hijos siguientes están estudiando en un colegio y su ultima hija estudia en una escuelita de la localidad. La casa en la que vive es de su propiedad.

Doña Ana se dedica a la crianza de ganado, borregos y cerdos a los que los vende en su comunidad, como tiene terrenos también se dedica a la agricultura, siembra verduras que son para el consumo de su hogar y si existe sobrante lo vende. Trabaja también 4 días a la semana como empleada domestica pero solo medio tiempo.

Su crédito lo va a invertir en la compra de cerdos y alimento para sus animales.

Su meta es incrementar la producción ganadera.

La foto pequeña es de una socia que pudo estar prresente cuando se tomo la foto del grupo.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 15
    View loans »
    Ecuador Loans Fundraising
  • $22,607,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of San José (Cuenca) Group's $3,950 loan helped a member to buy pigs and animal feed.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 13, 2012
Listed
Nov 1, 2012
Currency Exchange Loss:
N/A
Ended:
Apr 17, 2013