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Norma Elizabeth
Norma is 35 years old. She is married, and lives with her husband and her two children in a rural village in Arizona municipality. For 10 years Norma has worked in her business selling lubricants, vehicle parts, batteries, filters, and tools.

Norma's father has a vehicle repair and maintenance workshop, which she takes advantage of by selling her products to the shop's customers and to the general public.

Currently she has applied for a loan in the amount of 21,000 lempiras, which she will use to buy more parts, lubricants, and tools for repairing vehicles. She hopes that by stocking her business she will increase her sales and her income, which she intends to use for improving her quality of life.
View original language description ↓
La señora Norma tiene 35 años, es casada, vive en una aldea rural del Municipio de Arizona. En compañía de su esposo y sus 2 hijos.
Desde hace 10 años que Doña Norma se dedica al negocio de venta de lubricantes, repuestos para vehículo, baterías, filtros y herramienta.
El padre de Doña Norma tiene un taller de reparación y mantenimiento de vehículos, lo que ella aprovecha vendiendo sus productos a los clientes del taller y al público en general.
En la actualidad ha solicitado un préstamo por la cantidad de 21,000 Lempiras, los cuales invertirá en la compra de mas repuestos, lubricantes y herramientas para reparación de vehículos.
Ella espera que al surtir su negocio aumenten sus ventas y sus ingresos, los cuales piensa utilizar para mejorar su calidad de vida.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 89
    View loans »
    Honduras Loans Fundraising
  • $8,676,100
    Funds lent in using Kiva
  • 19.6
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Norma Elizabeth to buy lubricants, filters, tools, and vehicle parts.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 11, 2012
Listed
Oct 8, 2012
Currency Exchange Loss:
Possible
Ended:
May 18, 2014