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Royal Self-Help Group
In this Group: Julius, George, Shadrack, Collins, Julius, Keneth, Charlis, Daniel, Josphine, Ruth, Alice, Aggrey, Penina

Julius L. is a 43 year old Kenyan father of four children. He also lives with the two orphaned children of his late sister, who perished two years ago.

Julius started his business three years ago after accumulating savings from his previous job. He currently operates a small posho mill (maize grinder) in his neighborhood, and stocks maize that he sells to his customers. He occasionally also sells millet and sorghum to better enable him to support his family. With the little profit that he gets from the business, Julius still struggles to feed, clothe, and educate his children and to pay the rent for his house. But with the help of his loan, he will be able to purchase more bags of maize to sell to his customers and boost his sales.

Disclaimer: Due to recent events in Kenya, the security situation in many communities remains unsettled, affecting many local businesses. Lenders to this entrepreneur should be aware that this loan may represent a higher default risk, and should be willing to accept this additional risk in making their loan.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kenya

  • $1,800
    Average annual income
  • 1008
    View loans »
    Kenya Loans Fundraising
  • $43,148,500
    Funds lent in using Kiva
  • 61.4
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A portion of Royal Self-Help Group's $3,075 loan helped a member julius would purchase more bags of maize with his portion of this group loan.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jun 5, 2008
May 13, 2008
Currency Exchange Loss:
Apr 17, 2009