Unfortunately, due to the lack financial resources and the need to cover their expenses, Saddam was not able to study for a professional career. However, he would have really liked to have been able to do so.
In his free time he likes to play soccer with his friends. Sometimes he makes the delicious Ceviche Mixto to share with his family.
On his own initiative, and with much effort and dedication, Saddam works as a field worker for an agricultural company in his city. He starts his work in in the early hours of the morning every day. He is able to work approximately ten hours. He believes that it is going well for him because of his good effort and because of the kind way that he treats others.
Saddam is very grateful to the Kiva lenders. Thanks to the help they provided he will be able to make improvements to his home. He wants to plaster and paint the small room where he lives and equip it with the necessary installations. This way Saddam’s surroundings will be in better condition, which will provide for greater security and the well-being of his family.
He will continue working and putting forth effort in order to achieve his big dream of having his own house.
Por iniciativa propia, con mucho empeño y dedicación, Saddam trabaja como obrero de campo en una empresa agrícola de su ciudad, todos los días desde tempranas horas de la mañana inicia su labor, él puede trabajar un aproximado de 10 horas y cree que le va bien por su buen desempeño y por el trato amable que brinda a los demás.
Saddam se encuentra muy agradecido con los prestatario Kiva, ya que gracias a la ayuda brindada podrá realizar el mejoramiento de su vivienda, él desea poder hacer el tarrajeo, pintado y puesta de instalaciones en el pequeño cuarto donde vive; de esta manera Saddam tendrá un ambiente en mejores condiciones, que brinden mayor seguridad y bienestar para su familia, así él seguirá trabajando y esforzándose para lograr su gran sueño de tener su casa propia.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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