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Marlene, 38, is a single mother of 2. Her children, aged 18 and 9, attend school. Marlene is from the municipality of Malpaisillo, in the department of Leon, which is located in the western part of the country.

Marlene has had a business selling handicrafts and ceramics for 14 years. She goes to sell twice a month to neighboring Costa Rica, because she has advance orders from regular and casual customers. She sells decorated products made of clay, including dolls, angels, vases, jars, kitchen decorations, barrels, and chocolate stirrers.

Marlene needs a loan to use as working capital so that she can increase her earnings by offering more products and providing better quality service. Marlene has already worked with the FUNDACION and other Kiva loans, and has demonstrated an excellent history of making her payments on time and in full. Marlene is grateful for the help that the Kiva lenders are providing to people with few economic resources in poor countries like Nicaragua, so that they can have a decent life.
View original language description ↓
Marlene de 38 anos de edad, madre soltera con dos hijos de 18,9 anos estudiantes. Marlene es del municipio de Malpaisillo del departamento de león el cual esta ubicado en la zona de occidente del país. Ella tiene por actividad económica la venta de artesanía y cerámica desde hace 14 anos. El negocio consiste en salir a vender dos veces al mes al país de vecino de Costa Rica donde ya tiene encargos de clientes fijos y eventuales. Sus productos son venta adornos de barro muñecas, ángeles, floreros, jarrones, adornos de cocina, barriles, molinillos. El financiamiento lo necesita para invertir en capital de trabajo y de dicha forma aumentar sus ganancias, ofreciendo mejor y mayor calidad en su servicio. Marlene ya ha trabajado con fundación con otros créditos y ha demostrado ser excelente paga en tiempo y forma. La Sra. agradece la ayuda que brindan los inversionistas kiva a personas de escasos recursos y países pobre como es Nicaragua para tener un medio de vida digno.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

About Nicaragua

  • $4,800
    Average annual income
  • 103
    View loans »
    Nicaragua Loans Fundraising
  • $24,738,100
    Funds lent in using Kiva
  • 23.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,475 helped Marlene to buy handicrafts and ceramics to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 18, 2012
Oct 7, 2012
Currency Exchange Loss:
Sep 17, 2013