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Eteri is from a small village of the Akhmeta district. She is 60 years old and lives with her husband and two grown sons. Eteri is a pensioner. Her elder son takes wood from the forest and sells it in his village and nearby villages. The family is involved in an agricultural business. In particular, they run a small dairy farm of four milk cows, whose milk is used for dairy production. Eteri produces cheese products and sells them at the local open market. In addition, the family owns a vineyard and agricultural land where maize is grown. They do all relevant agricultural work to ensure a good harvest. The harvested production is sold locally.

She requested a loan to purchase food for the cattle. With this credit, she will purchase hay, which will be used for feeding the cattle during the fall and winter seasons. Since the cows will be fed properly in winter, Eteri will be able to receive a planned amount of milk and produce dairy products. This will increase the income of the family. The increased income will be reinvested in the family's agricultural activities.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 56
    View loans »
    Georgia Loans Fundraising
  • $8,096,850
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Eteri to purchase food (hay) for the cattle for the fall and winter seasons.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 21, 2012
Oct 9, 2012
Currency Exchange Loss:
Jun 17, 2013