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Esi
Esi is a seamstress and also bakes meat pies for sale. She is married to a teacher and has one child. She has been sewing for 15 years now. She uses her income to support her husband in paying their accommodation bills.

Esi makes dresses for sale, so she needs a loan to purchase fabrics for the dresses she makes. She will also use some of the loan to purchase flour and other ingredients to bake her meat pies for sale. With the new profit, she will expand her business.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: http://www.kiva.org/partners/91 ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $2,643
    Average annual income
  • 19
    View loans »
    Ghana Loans Fundraising
  • $11,141,550
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Esi to purchase fabrics for the dresses she makes and to purchase flour and other ingredients to bake meat pies for sale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 4, 2012
Listed
Oct 8, 2012
Currency Exchange Loss:
Possible
Ended:
Apr 17, 2013