This is Janeth, 36. She is resident of Silang, Cavite, Philippines. She is married to Ramil, a sales operator, and is a mother to her children. She and her husband manage their own household while operating the business. At this time, she is working hard to continually provide income for their everyday expenses.
Janeth is in a hardware business. She buys coco lumber from a big coco lumber company and then retails it with a small income. Her regular customers are her neighbors and the nearby communities. She earns a minimum of 8,000 Philippines pesos (Php) in sales every week.
To help her continue operations of her business, she is requesting a Php 25,000 loan. She will be utilizing the loan to buy more stock of coco lumber for her business. She expects a boost in her business income as she expands her business.
Janeth dreams to grow her business in the coming years and hopes to give her children a good and quality education. She faithfully meets up with her co-fellowship members to share stories of her work every week, and this is where she can also draw strength and inspiration from the Word of God she studies.
* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital and pay microfinance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.