John Wilson is a forty-eight-year-old married man living in Fort Portal, Uganda. He has a vision of educating his children up to university level. He has been running an auto garage and spare parts business for thirteen years. He is facing hardships due to price fluctuations and inflation, customers not paying on time and high transportation costs. He has a vision of hiring employees to help expand his business. John Wilson intends to use the loan to pay school fees for his children.