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Gulshan's Group
In this Group: Gulshan, Sumaira, Shazia, Shagufta, Humaira, Razia, Basheeran
Gulshan is a 27-year-old hard-working married woman. She lives in Pakistan with her husband, two sons, and four daughters. Her husband is a house ceiling maker and one son works with his father. His income is insufficient to meet the family's needs, so for the past six years, Gulshan has been trying to help him fulfill their needs by stitching clothes. She is a tailor and she wants to generate more income by purchasing a new sewing machine. She will extend her business if she gets a good amount of profit in the future. Gulshan is a member of a seven-person lending group. She has requested a loan from KIVA partner BRAC Pakistan to purchase a sewing machine to stitch more dresses and to satisfy the needs of her clients more professionally. She hopes, with the help of the loan, to reach her desired net income and be able to save for their future. She dreams of giving her children a quality education and living in her own house, as she is living currently in a rented house. She is very thankful for KIVA.

Note: In the picture, Gulshan holds a passbook in her hand.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $3,004
    Average annual income
  • 112
    View loans »
    Pakistan Loans Fundraising
  • $13,297,575
    Funds lent in using Kiva
  • 94.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Gulshan's Group's $1,425 loan helped a member to purchase a sewing maching for her tailoring business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 26, 2012
Listed
Oct 8, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2013