From the time I was little, I lived with my grandparents, as my parents died when I was a kid. When my grandfather died, I had to stay with grandma. While Gramma’s earnings are enough for daily needs, grandmother still [needed to] finance my tuition. My grandmother is now 79 years old and ailing and may be forced to stop and close. The stall costs of my grandmother are currently borne by my uncle and, until I finished high school, I was financed by my uncle.
I feel life ever harder. After graduating from high school, I was not able to go to college, because I do not have the fees. Since then, I started working to earn money for college. With this student loan from Kiva, my hopes began to focus again on going to college in order to be successful and make my grandmother and my uncle's family happy. I aspire to become a professional sailor and be successful based on a foundation of misery, hard work and passion.
More information about this loan
This loan is part of a YSBS higher education program through affiliate YPPK designed to help high-achieving high school graduates afford higher education at a top maritime academy. Akademi Maritim Nusantara trains students in ship engineering, nautical science, and maritime economics, and helps them find jobs after graduation. By funding this zero-interest loan, you are supporting a student who couldn’t otherwise afford higher education. Students are expected to repay in monthly installments after they are employed.
Please be advised that this loan might carry a grace period while the student is in school that may result in a lengthy loan term. Please refer to the Repayment Schedule before making this loan.
About Yayasan Sosial Bina Sejahtera (YSBS)Yayasan Sosial Bina Sejahtera (YSBS) is a non-governmental organization that has worked on poverty reduction, food security, gender issues, education, public health, and climate change in Central Java, Indonesia for over 40 years. Kiva lenders can fund tuition loans for students attending YSBS’ maritime academy and senior vocational high school to help them launch their careers, or enterprise loans for rural groups of women participating in the organization’s microfinance program.
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